Mortgage calculator

Compare fixed, variable and mixed mortgages with costs and prepayments.

Your starting point

Principal?Term (years)?Term unit?Fixed / initial nominal rate (%)?Mortgage type?

Rates, system and frequency

Variable rate review?Euribor by year from year 1 (%), separated by ; (optional)?

Enter your own rates and indices. Missing years keep the last index; blank uses the assumed Euribor.

Fees, insurance and grace

Fixed upfront fee?Upfront fee (%)?Other annual costs?Annual insurance?Grace (number of payments)?During grace?

Early repayment and extra payments

After extra repayment?Extra at each payment?Fee on extra repayment (%)?

Extra principal is repaid after the regular payment. During grace it reduces balance; on bullet loans it reduces final principal.

Your result

Editable example; you have not calculated your own inputs yet.

First payment, including costs€758.89

Last payment, including costs€757.21

Financing cost€93,198.72

Total paid€273,198.72

Total interest€93,198.72

Fees and insurance€0.00

Effective term30 years

Rate scenarios

Rate / index change (points)?

On mixed mortgages only the variable-phase index changes. These are simulations, not forecasts.

View full table · 360 rows

Payment	Year	Annual nominal rate (%)	Opening balance	Interest	Principal	Total payment	Closing balance
1	0.08	3	180,000	450	308.89	758.89	179,691.11
2	0.17	3	179,691.11	449.23	309.66	758.89	179,381.45
3	0.25	3	179,381.45	448.45	310.44	758.89	179,071.01
4	0.33	3	179,071.01	447.68	311.21	758.89	178,759.8
5	0.42	3	178,759.8	446.9	311.99	758.89	178,447.81
6	0.5	3	178,447.81	446.12	312.77	758.89	178,135.04
7	0.58	3	178,135.04	445.34	313.55	758.89	177,821.49
8	0.67	3	177,821.49	444.55	314.34	758.89	177,507.15
9	0.75	3	177,507.15	443.77	315.12	758.89	177,192.03
10	0.83	3	177,192.03	442.98	315.91	758.89	176,876.12
11	0.92	3	176,876.12	442.19	316.7	758.89	176,559.42
12	1	3	176,559.42	441.4	317.49	758.89	176,241.93
13	1.08	3	176,241.93	440.6	318.29	758.89	175,923.64
14	1.17	3	175,923.64	439.81	319.08	758.89	175,604.56
15	1.25	3	175,604.56	439.01	319.88	758.89	175,284.68
16	1.33	3	175,284.68	438.21	320.68	758.89	174,964
17	1.42	3	174,964	437.41	321.48	758.89	174,642.52
18	1.5	3	174,642.52	436.61	322.28	758.89	174,320.24
19	1.58	3	174,320.24	435.8	323.09	758.89	173,997.15
20	1.67	3	173,997.15	434.99	323.9	758.89	173,673.25
21	1.75	3	173,673.25	434.18	324.71	758.89	173,348.54
22	1.83	3	173,348.54	433.37	325.52	758.89	173,023.02
23	1.92	3	173,023.02	432.56	326.33	758.89	172,696.69
24	2	3	172,696.69	431.74	327.15	758.89	172,369.54
25	2.08	3	172,369.54	430.92	327.97	758.89	172,041.57
26	2.17	3	172,041.57	430.1	328.79	758.89	171,712.78
27	2.25	3	171,712.78	429.28	329.61	758.89	171,383.17
28	2.33	3	171,383.17	428.46	330.43	758.89	171,052.74
29	2.42	3	171,052.74	427.63	331.26	758.89	170,721.48
30	2.5	3	170,721.48	426.8	332.09	758.89	170,389.39
31	2.58	3	170,389.39	425.97	332.92	758.89	170,056.47
32	2.67	3	170,056.47	425.14	333.75	758.89	169,722.72
33	2.75	3	169,722.72	424.31	334.58	758.89	169,388.14
34	2.83	3	169,388.14	423.47	335.42	758.89	169,052.72
35	2.92	3	169,052.72	422.63	336.26	758.89	168,716.46
36	3	3	168,716.46	421.79	337.1	758.89	168,379.36
37	3.08	3	168,379.36	420.95	337.94	758.89	168,041.42
38	3.17	3	168,041.42	420.1	338.79	758.89	167,702.63
39	3.25	3	167,702.63	419.26	339.63	758.89	167,363
40	3.33	3	167,363	418.41	340.48	758.89	167,022.52
41	3.42	3	167,022.52	417.56	341.33	758.89	166,681.19
42	3.5	3	166,681.19	416.7	342.19	758.89	166,339
43	3.58	3	166,339	415.85	343.04	758.89	165,995.96
44	3.67	3	165,995.96	414.99	343.9	758.89	165,652.06
45	3.75	3	165,652.06	414.13	344.76	758.89	165,307.3
46	3.83	3	165,307.3	413.27	345.62	758.89	164,961.68
47	3.92	3	164,961.68	412.4	346.49	758.89	164,615.19
48	4	3	164,615.19	411.54	347.35	758.89	164,267.84
49	4.08	3	164,267.84	410.67	348.22	758.89	163,919.62
50	4.17	3	163,919.62	409.8	349.09	758.89	163,570.53
51	4.25	3	163,570.53	408.93	349.96	758.89	163,220.57
52	4.33	3	163,220.57	408.05	350.84	758.89	162,869.73
53	4.42	3	162,869.73	407.17	351.72	758.89	162,518.01
54	4.5	3	162,518.01	406.3	352.59	758.89	162,165.42
55	4.58	3	162,165.42	405.41	353.48	758.89	161,811.94
56	4.67	3	161,811.94	404.53	354.36	758.89	161,457.58
57	4.75	3	161,457.58	403.64	355.25	758.89	161,102.33
58	4.83	3	161,102.33	402.76	356.13	758.89	160,746.2
59	4.92	3	160,746.2	401.87	357.02	758.89	160,389.18
60	5	3	160,389.18	400.97	357.92	758.89	160,031.26
61	5.08	3	160,031.26	400.08	358.81	758.89	159,672.45
62	5.17	3	159,672.45	399.18	359.71	758.89	159,312.74
63	5.25	3	159,312.74	398.28	360.61	758.89	158,952.13
64	5.33	3	158,952.13	397.38	361.51	758.89	158,590.62
65	5.42	3	158,590.62	396.48	362.41	758.89	158,228.21
66	5.5	3	158,228.21	395.57	363.32	758.89	157,864.89
67	5.58	3	157,864.89	394.66	364.23	758.89	157,500.66
68	5.67	3	157,500.66	393.75	365.14	758.89	157,135.52
69	5.75	3	157,135.52	392.84	366.05	758.89	156,769.47
70	5.83	3	156,769.47	391.92	366.97	758.89	156,402.5
71	5.92	3	156,402.5	391.01	367.88	758.89	156,034.62
72	6	3	156,034.62	390.09	368.8	758.89	155,665.82
73	6.08	3	155,665.82	389.16	369.73	758.89	155,296.09
74	6.17	3	155,296.09	388.24	370.65	758.89	154,925.44
75	6.25	3	154,925.44	387.31	371.58	758.89	154,553.86
76	6.33	3	154,553.86	386.38	372.51	758.89	154,181.35
77	6.42	3	154,181.35	385.45	373.44	758.89	153,807.91
78	6.5	3	153,807.91	384.52	374.37	758.89	153,433.54
79	6.58	3	153,433.54	383.58	375.31	758.89	153,058.23
80	6.67	3	153,058.23	382.65	376.24	758.89	152,681.99
81	6.75	3	152,681.99	381.7	377.19	758.89	152,304.8
82	6.83	3	152,304.8	380.76	378.13	758.89	151,926.67
83	6.92	3	151,926.67	379.82	379.07	758.89	151,547.6
84	7	3	151,547.6	378.87	380.02	758.89	151,167.58
85	7.08	3	151,167.58	377.92	380.97	758.89	150,786.61
86	7.17	3	150,786.61	376.97	381.92	758.89	150,404.69
87	7.25	3	150,404.69	376.01	382.88	758.89	150,021.81
88	7.33	3	150,021.81	375.05	383.84	758.89	149,637.97
89	7.42	3	149,637.97	374.09	384.8	758.89	149,253.17
90	7.5	3	149,253.17	373.13	385.76	758.89	148,867.41
91	7.58	3	148,867.41	372.17	386.72	758.89	148,480.69
92	7.67	3	148,480.69	371.2	387.69	758.89	148,093
93	7.75	3	148,093	370.23	388.66	758.89	147,704.34
94	7.83	3	147,704.34	369.26	389.63	758.89	147,314.71
95	7.92	3	147,314.71	368.29	390.6	758.89	146,924.11
96	8	3	146,924.11	367.31	391.58	758.89	146,532.53
97	8.08	3	146,532.53	366.33	392.56	758.89	146,139.97
98	8.17	3	146,139.97	365.35	393.54	758.89	145,746.43
99	8.25	3	145,746.43	364.37	394.52	758.89	145,351.91
100	8.33	3	145,351.91	363.38	395.51	758.89	144,956.4
101	8.42	3	144,956.4	362.39	396.5	758.89	144,559.9
102	8.5	3	144,559.9	361.4	397.49	758.89	144,162.41
103	8.58	3	144,162.41	360.41	398.48	758.89	143,763.93
104	8.67	3	143,763.93	359.41	399.48	758.89	143,364.45
105	8.75	3	143,364.45	358.41	400.48	758.89	142,963.97
106	8.83	3	142,963.97	357.41	401.48	758.89	142,562.49
107	8.92	3	142,562.49	356.41	402.48	758.89	142,160.01
108	9	3	142,160.01	355.4	403.49	758.89	141,756.52
109	9.08	3	141,756.52	354.39	404.5	758.89	141,352.02
110	9.17	3	141,352.02	353.38	405.51	758.89	140,946.51
111	9.25	3	140,946.51	352.37	406.52	758.89	140,539.99
112	9.33	3	140,539.99	351.35	407.54	758.89	140,132.45
113	9.42	3	140,132.45	350.33	408.56	758.89	139,723.89
114	9.5	3	139,723.89	349.31	409.58	758.89	139,314.31
115	9.58	3	139,314.31	348.29	410.6	758.89	138,903.71
116	9.67	3	138,903.71	347.26	411.63	758.89	138,492.08
117	9.75	3	138,492.08	346.23	412.66	758.89	138,079.42
118	9.83	3	138,079.42	345.2	413.69	758.89	137,665.73
119	9.92	3	137,665.73	344.16	414.73	758.89	137,251
120	10	3	137,251	343.13	415.76	758.89	136,835.24
121	10.08	3	136,835.24	342.09	416.8	758.89	136,418.44
122	10.17	3	136,418.44	341.05	417.84	758.89	136,000.6
123	10.25	3	136,000.6	340	418.89	758.89	135,581.71
124	10.33	3	135,581.71	338.95	419.94	758.89	135,161.77
125	10.42	3	135,161.77	337.9	420.99	758.89	134,740.78
126	10.5	3	134,740.78	336.85	422.04	758.89	134,318.74
127	10.58	3	134,318.74	335.8	423.09	758.89	133,895.65
128	10.67	3	133,895.65	334.74	424.15	758.89	133,471.5
129	10.75	3	133,471.5	333.68	425.21	758.89	133,046.29
130	10.83	3	133,046.29	332.62	426.27	758.89	132,620.02
131	10.92	3	132,620.02	331.55	427.34	758.89	132,192.68
132	11	3	132,192.68	330.48	428.41	758.89	131,764.27
133	11.08	3	131,764.27	329.41	429.48	758.89	131,334.79
134	11.17	3	131,334.79	328.34	430.55	758.89	130,904.24
135	11.25	3	130,904.24	327.26	431.63	758.89	130,472.61
136	11.33	3	130,472.61	326.18	432.71	758.89	130,039.9
137	11.42	3	130,039.9	325.1	433.79	758.89	129,606.11
138	11.5	3	129,606.11	324.02	434.87	758.89	129,171.24
139	11.58	3	129,171.24	322.93	435.96	758.89	128,735.28
140	11.67	3	128,735.28	321.84	437.05	758.89	128,298.23
141	11.75	3	128,298.23	320.75	438.14	758.89	127,860.09
142	11.83	3	127,860.09	319.65	439.24	758.89	127,420.85
143	11.92	3	127,420.85	318.55	440.34	758.89	126,980.51
144	12	3	126,980.51	317.45	441.44	758.89	126,539.07
145	12.08	3	126,539.07	316.35	442.54	758.89	126,096.53
146	12.17	3	126,096.53	315.24	443.65	758.89	125,652.88
147	12.25	3	125,652.88	314.13	444.76	758.89	125,208.12
148	12.33	3	125,208.12	313.02	445.87	758.89	124,762.25
149	12.42	3	124,762.25	311.91	446.98	758.89	124,315.27
150	12.5	3	124,315.27	310.79	448.1	758.89	123,867.17
151	12.58	3	123,867.17	309.67	449.22	758.89	123,417.95
152	12.67	3	123,417.95	308.54	450.35	758.89	122,967.6
153	12.75	3	122,967.6	307.42	451.47	758.89	122,516.13
154	12.83	3	122,516.13	306.29	452.6	758.89	122,063.53
155	12.92	3	122,063.53	305.16	453.73	758.89	121,609.8
156	13	3	121,609.8	304.02	454.87	758.89	121,154.93
157	13.08	3	121,154.93	302.89	456	758.89	120,698.93
158	13.17	3	120,698.93	301.75	457.14	758.89	120,241.79
159	13.25	3	120,241.79	300.6	458.29	758.89	119,783.5
160	13.33	3	119,783.5	299.46	459.43	758.89	119,324.07
161	13.42	3	119,324.07	298.31	460.58	758.89	118,863.49
162	13.5	3	118,863.49	297.16	461.73	758.89	118,401.76
163	13.58	3	118,401.76	296	462.89	758.89	117,938.87
164	13.67	3	117,938.87	294.85	464.04	758.89	117,474.83
165	13.75	3	117,474.83	293.69	465.2	758.89	117,009.63
166	13.83	3	117,009.63	292.52	466.37	758.89	116,543.26
167	13.92	3	116,543.26	291.36	467.53	758.89	116,075.73
168	14	3	116,075.73	290.19	468.7	758.89	115,607.03
169	14.08	3	115,607.03	289.02	469.87	758.89	115,137.16
170	14.17	3	115,137.16	287.84	471.05	758.89	114,666.11
171	14.25	3	114,666.11	286.67	472.22	758.89	114,193.89
172	14.33	3	114,193.89	285.48	473.41	758.89	113,720.48
173	14.42	3	113,720.48	284.3	474.59	758.89	113,245.89
174	14.5	3	113,245.89	283.11	475.78	758.89	112,770.11
175	14.58	3	112,770.11	281.93	476.96	758.89	112,293.15
176	14.67	3	112,293.15	280.73	478.16	758.89	111,814.99
177	14.75	3	111,814.99	279.54	479.35	758.89	111,335.64
178	14.83	3	111,335.64	278.34	480.55	758.89	110,855.09
179	14.92	3	110,855.09	277.14	481.75	758.89	110,373.34
180	15	3	110,373.34	275.93	482.96	758.89	109,890.38
181	15.08	3	109,890.38	274.73	484.16	758.89	109,406.22
182	15.17	3	109,406.22	273.52	485.37	758.89	108,920.85
183	15.25	3	108,920.85	272.3	486.59	758.89	108,434.26
184	15.33	3	108,434.26	271.09	487.8	758.89	107,946.46
185	15.42	3	107,946.46	269.87	489.02	758.89	107,457.44
186	15.5	3	107,457.44	268.64	490.25	758.89	106,967.19
187	15.58	3	106,967.19	267.42	491.47	758.89	106,475.72
188	15.67	3	106,475.72	266.19	492.7	758.89	105,983.02
189	15.75	3	105,983.02	264.96	493.93	758.89	105,489.09
190	15.83	3	105,489.09	263.72	495.17	758.89	104,993.92
191	15.92	3	104,993.92	262.48	496.41	758.89	104,497.51
192	16	3	104,497.51	261.24	497.65	758.89	103,999.86
193	16.08	3	103,999.86	260	498.89	758.89	103,500.97
194	16.17	3	103,500.97	258.75	500.14	758.89	103,000.83
195	16.25	3	103,000.83	257.5	501.39	758.89	102,499.44
196	16.33	3	102,499.44	256.25	502.64	758.89	101,996.8
197	16.42	3	101,996.8	254.99	503.9	758.89	101,492.9
198	16.5	3	101,492.9	253.73	505.16	758.89	100,987.74
199	16.58	3	100,987.74	252.47	506.42	758.89	100,481.32
200	16.67	3	100,481.32	251.2	507.69	758.89	99,973.63
201	16.75	3	99,973.63	249.93	508.96	758.89	99,464.67
202	16.83	3	99,464.67	248.66	510.23	758.89	98,954.44
203	16.92	3	98,954.44	247.39	511.5	758.89	98,442.94
204	17	3	98,442.94	246.11	512.78	758.89	97,930.16
205	17.08	3	97,930.16	244.83	514.06	758.89	97,416.1
206	17.17	3	97,416.1	243.54	515.35	758.89	96,900.75
207	17.25	3	96,900.75	242.25	516.64	758.89	96,384.11
208	17.33	3	96,384.11	240.96	517.93	758.89	95,866.18
209	17.42	3	95,866.18	239.67	519.22	758.89	95,346.96
210	17.5	3	95,346.96	238.37	520.52	758.89	94,826.44
211	17.58	3	94,826.44	237.07	521.82	758.89	94,304.62
212	17.67	3	94,304.62	235.76	523.13	758.89	93,781.49
213	17.75	3	93,781.49	234.45	524.44	758.89	93,257.05
214	17.83	3	93,257.05	233.14	525.75	758.89	92,731.3
215	17.92	3	92,731.3	231.83	527.06	758.89	92,204.24
216	18	3	92,204.24	230.51	528.38	758.89	91,675.86
217	18.08	3	91,675.86	229.19	529.7	758.89	91,146.16
218	18.17	3	91,146.16	227.87	531.02	758.89	90,615.14
219	18.25	3	90,615.14	226.54	532.35	758.89	90,082.79
220	18.33	3	90,082.79	225.21	533.68	758.89	89,549.11
221	18.42	3	89,549.11	223.87	535.02	758.89	89,014.09
222	18.5	3	89,014.09	222.54	536.35	758.89	88,477.74
223	18.58	3	88,477.74	221.19	537.7	758.89	87,940.04
224	18.67	3	87,940.04	219.85	539.04	758.89	87,401
225	18.75	3	87,401	218.5	540.39	758.89	86,860.61
226	18.83	3	86,860.61	217.15	541.74	758.89	86,318.87
227	18.92	3	86,318.87	215.8	543.09	758.89	85,775.78
228	19	3	85,775.78	214.44	544.45	758.89	85,231.33
229	19.08	3	85,231.33	213.08	545.81	758.89	84,685.52
230	19.17	3	84,685.52	211.71	547.18	758.89	84,138.34
231	19.25	3	84,138.34	210.35	548.54	758.89	83,589.8
232	19.33	3	83,589.8	208.97	549.92	758.89	83,039.88
233	19.42	3	83,039.88	207.6	551.29	758.89	82,488.59
234	19.5	3	82,488.59	206.22	552.67	758.89	81,935.92
235	19.58	3	81,935.92	204.84	554.05	758.89	81,381.87
236	19.67	3	81,381.87	203.45	555.44	758.89	80,826.43
237	19.75	3	80,826.43	202.07	556.82	758.89	80,269.61
238	19.83	3	80,269.61	200.67	558.22	758.89	79,711.39
239	19.92	3	79,711.39	199.28	559.61	758.89	79,151.78
240	20	3	79,151.78	197.88	561.01	758.89	78,590.77
241	20.08	3	78,590.77	196.48	562.41	758.89	78,028.36
242	20.17	3	78,028.36	195.07	563.82	758.89	77,464.54
243	20.25	3	77,464.54	193.66	565.23	758.89	76,899.31
244	20.33	3	76,899.31	192.25	566.64	758.89	76,332.67
245	20.42	3	76,332.67	190.83	568.06	758.89	75,764.61
246	20.5	3	75,764.61	189.41	569.48	758.89	75,195.13
247	20.58	3	75,195.13	187.99	570.9	758.89	74,624.23
248	20.67	3	74,624.23	186.56	572.33	758.89	74,051.9
249	20.75	3	74,051.9	185.13	573.76	758.89	73,478.14
250	20.83	3	73,478.14	183.7	575.19	758.89	72,902.95
251	20.92	3	72,902.95	182.26	576.63	758.89	72,326.32
252	21	3	72,326.32	180.82	578.07	758.89	71,748.25
253	21.08	3	71,748.25	179.37	579.52	758.89	71,168.73
254	21.17	3	71,168.73	177.92	580.97	758.89	70,587.76
255	21.25	3	70,587.76	176.47	582.42	758.89	70,005.34
256	21.33	3	70,005.34	175.01	583.88	758.89	69,421.46
257	21.42	3	69,421.46	173.55	585.34	758.89	68,836.12
258	21.5	3	68,836.12	172.09	586.8	758.89	68,249.32
259	21.58	3	68,249.32	170.62	588.27	758.89	67,661.05
260	21.67	3	67,661.05	169.15	589.74	758.89	67,071.31
261	21.75	3	67,071.31	167.68	591.21	758.89	66,480.1
262	21.83	3	66,480.1	166.2	592.69	758.89	65,887.41
263	21.92	3	65,887.41	164.72	594.17	758.89	65,293.24
264	22	3	65,293.24	163.23	595.66	758.89	64,697.58
265	22.08	3	64,697.58	161.74	597.15	758.89	64,100.43
266	22.17	3	64,100.43	160.25	598.64	758.89	63,501.79
267	22.25	3	63,501.79	158.75	600.14	758.89	62,901.65
268	22.33	3	62,901.65	157.25	601.64	758.89	62,300.01
269	22.42	3	62,300.01	155.75	603.14	758.89	61,696.87
270	22.5	3	61,696.87	154.24	604.65	758.89	61,092.22
271	22.58	3	61,092.22	152.73	606.16	758.89	60,486.06
272	22.67	3	60,486.06	151.22	607.67	758.89	59,878.39
273	22.75	3	59,878.39	149.7	609.19	758.89	59,269.2
274	22.83	3	59,269.2	148.17	610.72	758.89	58,658.48
275	22.92	3	58,658.48	146.65	612.24	758.89	58,046.24
276	23	3	58,046.24	145.12	613.77	758.89	57,432.47
277	23.08	3	57,432.47	143.58	615.31	758.89	56,817.16
278	23.17	3	56,817.16	142.04	616.85	758.89	56,200.31
279	23.25	3	56,200.31	140.5	618.39	758.89	55,581.92
280	23.33	3	55,581.92	138.95	619.94	758.89	54,961.98
281	23.42	3	54,961.98	137.4	621.49	758.89	54,340.49
282	23.5	3	54,340.49	135.85	623.04	758.89	53,717.45
283	23.58	3	53,717.45	134.29	624.6	758.89	53,092.85
284	23.67	3	53,092.85	132.73	626.16	758.89	52,466.69
285	23.75	3	52,466.69	131.17	627.72	758.89	51,838.97
286	23.83	3	51,838.97	129.6	629.29	758.89	51,209.68
287	23.92	3	51,209.68	128.02	630.87	758.89	50,578.81
288	24	3	50,578.81	126.45	632.44	758.89	49,946.37
289	24.08	3	49,946.37	124.87	634.02	758.89	49,312.35
290	24.17	3	49,312.35	123.28	635.61	758.89	48,676.74
291	24.25	3	48,676.74	121.69	637.2	758.89	48,039.54
292	24.33	3	48,039.54	120.1	638.79	758.89	47,400.75
293	24.42	3	47,400.75	118.5	640.39	758.89	46,760.36
294	24.5	3	46,760.36	116.9	641.99	758.89	46,118.37
295	24.58	3	46,118.37	115.3	643.59	758.89	45,474.78
296	24.67	3	45,474.78	113.69	645.2	758.89	44,829.58
297	24.75	3	44,829.58	112.07	646.82	758.89	44,182.76
298	24.83	3	44,182.76	110.46	648.43	758.89	43,534.33
299	24.92	3	43,534.33	108.84	650.05	758.89	42,884.28
300	25	3	42,884.28	107.21	651.68	758.89	42,232.6
301	25.08	3	42,232.6	105.58	653.31	758.89	41,579.29
302	25.17	3	41,579.29	103.95	654.94	758.89	40,924.35
303	25.25	3	40,924.35	102.31	656.58	758.89	40,267.77
304	25.33	3	40,267.77	100.67	658.22	758.89	39,609.55
305	25.42	3	39,609.55	99.02	659.87	758.89	38,949.68
306	25.5	3	38,949.68	97.37	661.52	758.89	38,288.16
307	25.58	3	38,288.16	95.72	663.17	758.89	37,624.99
308	25.67	3	37,624.99	94.06	664.83	758.89	36,960.16
309	25.75	3	36,960.16	92.4	666.49	758.89	36,293.67
310	25.83	3	36,293.67	90.73	668.16	758.89	35,625.51
311	25.92	3	35,625.51	89.06	669.83	758.89	34,955.68
312	26	3	34,955.68	87.39	671.5	758.89	34,284.18
313	26.08	3	34,284.18	85.71	673.18	758.89	33,611
314	26.17	3	33,611	84.03	674.86	758.89	32,936.14
315	26.25	3	32,936.14	82.34	676.55	758.89	32,259.59
316	26.33	3	32,259.59	80.65	678.24	758.89	31,581.35
317	26.42	3	31,581.35	78.95	679.94	758.89	30,901.41
318	26.5	3	30,901.41	77.25	681.64	758.89	30,219.77
319	26.58	3	30,219.77	75.55	683.34	758.89	29,536.43
320	26.67	3	29,536.43	73.84	685.05	758.89	28,851.38
321	26.75	3	28,851.38	72.13	686.76	758.89	28,164.62
322	26.83	3	28,164.62	70.41	688.48	758.89	27,476.14
323	26.92	3	27,476.14	68.69	690.2	758.89	26,785.94
324	27	3	26,785.94	66.96	691.93	758.89	26,094.01
325	27.08	3	26,094.01	65.24	693.65	758.89	25,400.36
326	27.17	3	25,400.36	63.5	695.39	758.89	24,704.97
327	27.25	3	24,704.97	61.76	697.13	758.89	24,007.84
328	27.33	3	24,007.84	60.02	698.87	758.89	23,308.97
329	27.42	3	23,308.97	58.27	700.62	758.89	22,608.35
330	27.5	3	22,608.35	56.52	702.37	758.89	21,905.98
331	27.58	3	21,905.98	54.76	704.13	758.89	21,201.85
332	27.67	3	21,201.85	53	705.89	758.89	20,495.96
333	27.75	3	20,495.96	51.24	707.65	758.89	19,788.31
334	27.83	3	19,788.31	49.47	709.42	758.89	19,078.89
335	27.92	3	19,078.89	47.7	711.19	758.89	18,367.7
336	28	3	18,367.7	45.92	712.97	758.89	17,654.73
337	28.08	3	17,654.73	44.14	714.75	758.89	16,939.98
338	28.17	3	16,939.98	42.35	716.54	758.89	16,223.44
339	28.25	3	16,223.44	40.56	718.33	758.89	15,505.11
340	28.33	3	15,505.11	38.76	720.13	758.89	14,784.98
341	28.42	3	14,784.98	36.96	721.93	758.89	14,063.05
342	28.5	3	14,063.05	35.16	723.73	758.89	13,339.32
343	28.58	3	13,339.32	33.35	725.54	758.89	12,613.78
344	28.67	3	12,613.78	31.53	727.36	758.89	11,886.42
345	28.75	3	11,886.42	29.72	729.17	758.89	11,157.25
346	28.83	3	11,157.25	27.89	731	758.89	10,426.25
347	28.92	3	10,426.25	26.07	732.82	758.89	9,693.43
348	29	3	9,693.43	24.23	734.66	758.89	8,958.77
349	29.08	3	8,958.77	22.4	736.49	758.89	8,222.28
350	29.17	3	8,222.28	20.56	738.33	758.89	7,483.95
351	29.25	3	7,483.95	18.71	740.18	758.89	6,743.77
352	29.33	3	6,743.77	16.86	742.03	758.89	6,001.74
353	29.42	3	6,001.74	15	743.89	758.89	5,257.85
354	29.5	3	5,257.85	13.14	745.75	758.89	4,512.1
355	29.58	3	4,512.1	11.28	747.61	758.89	3,764.49
356	29.67	3	3,764.49	9.41	749.48	758.89	3,015.01
357	29.75	3	3,015.01	7.54	751.35	758.89	2,263.66
358	29.83	3	2,263.66	5.66	753.23	758.89	1,510.43
359	29.92	3	1,510.43	3.78	755.11	758.89	755.32
360	30	3	755.32	1.89	755.32	757.21	0

Method and assumptions

Annual nominal rate divided by payments per year; payments at period end, rounded to cents.

Indices are editable assumptions, not live quotes or forecasts. Applied rate has a 0% floor.

Upfront fees paid separately; annual insurance and costs prorated until repayment.

Grace included in term; total grace capitalizes interest. Extra principal paid after scheduled payment.

Cash-flow simulation, not a statutory APR calculation. Bullet loans repay principal at maturity.

Reference: Banco de España

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